Student Loan Repayment Chart

Use this repayment chart to estimate your student loan payment. Figures have been rounded to the nearest dollar and represent minimum payments at 6.8% (Stafford) and 8.5% (Graduate PLUS) over 10 years and do not include interest that may accumulate during periods of deferment and forbearance. Lower balances may take less than 10 years to repay at the minimum payment of $50. This chart is for estimating purposes only. Use your student loan provider’s online calculators that can give you an accurate picture of your monthly payment and the total amount you’ll pay back based on your borrowing situation.